Terms & Conditions
These Terms and Conditions govern your access to and use of the Business & Financial Times website and digital platforms.
1. Acceptance of Terms
By accessing or using this website, you agree to comply with these Terms and Conditions and our Community Guidelines. If you do not agree, you must discontinue use of the platform.
2. Intellectual Property
All content on this website, including articles, graphics, logos, images, videos, audio, and software, is the property of B&FT or its licensors and is protected under applicable intellectual property laws.
You may:
- View content for personal, non-commercial use.
You may not:
- Copy, reproduce, distribute, republish, or modify content without prior written consent.
- Scrape, mine, or extract content for commercial purposes.
3. User-Generated Content
By submitting comments or other content, you:
- Grant B&FT a non-exclusive, royalty-free license to use, display, and distribute your content.
- Confirm that your content does not infringe on third-party rights.
- Accept full responsibility for your submissions.
B&FT does not endorse user-generated content and is not liable for opinions expressed by users.
4. Account Responsibility
If you create an account:
- You are responsible for maintaining the confidentiality of your login credentials.
- You are responsible for all activity under your account.
- B&FT reserves the right to suspend or terminate accounts for violations.
5. Subscription & Payments (If Applicable)
- Paid subscriptions are subject to the terms agreed at the time of purchase.
- Subscription fees are non-refundable unless otherwise stated.
- B&FT reserves the right to modify pricing with prior notice.
6. Limitation of Liability
B&FT makes reasonable efforts to ensure accuracy but does not guarantee completeness or timeliness of information.
B&FT shall not be liable for:
- Errors or omissions
- Losses arising from reliance on published information
- Service interruptions beyond reasonable control
7. External Links
The website may contain links to third-party websites. B&FT is not responsible for the content or practices of external sites.
8. Privacy
Use of this website is also governed by our Privacy Policy, which outlines how personal data is collected, used, and protected.
9. Modifications
B&FT reserves the right to update these Terms and Conditions at any time. Continued use of the platform constitutes acceptance of any changes.
10. Governing Law
These Terms and Conditions shall be governed by the laws of the Republic of Ghana.